Carter Bank & Trust

About us

Carter Bank & Trust Home of Lifetime Free Checking

Headquartered in Martinsville, Virginia, Carter Bank & Trust is a state-chartered community bank. We operate 71 branches in Virginia and North Carolina with more than 750 employees.

We offer a full-range of deposit accounts, including our signature product, “Lifetime Free Checking,” free online banking and mobile banking, online account opening, and competitive commercial, small business and personal loan products and services that are straight-forward and transparent.

We are known throughout our service regions as providing the most convenient hours of operation within our branches and Customer Contact Center for customers to access our products and services. We also have “Carter on the Go,” our free online and mobile banking system.

Our local full service branch was established in 1984 and is located at the intersection of Gate City Boulevard at Mackay Rd next to McDonalds only two miles east of Jamestown. We have another full service branch on Battleground Avenue at Westridge Dr, and a regional commercial operations office on Battleground Ave near Red Cinemas.

Our mission statement: At Carter Bank & Trust, we strive to be the preferred lifetime financial partner for our customers and shareholders, and the employer of choice in the communities we are privileged to serve.